Business Capital

Fast and Affordable

At United Cash and Capital we believe every entrepreneur should have access to affordable funding options for their business.


We customize creative financing solutions that help businesses reach their true potential.


Our mission is to make the process of securing working capital honest, quick and easy. In other words "Business Funding Made Simple". 

What We Do

Merchant Account Based Advances


U.C.C simply purchases a small portion of your future credit card (V/MC/AMEX) sales and advances that money to you up front.


Up to $500,000 per location


  1. Same day approvals and funding within 2 days

  2. No late fees and early pre-payment discounts

  3. Get up to 200% of your monthly V/MC processing

  4. Minimal documentation required

  5. Switching merchant processors is (Not Required)

Revenue Based Advances


Get cash advanced to your business based on your monthly gross revenue and sales.


  1. Credit card processing is NOT required

  2. Approvals within 24 hours

  3. Funding up to $500K in as little as 3 days

  4. No collateral or personal guarantee required

  5. Funding up to 125% of average gross monthly sales

  6. Multiple payback methods and longer terms are available



Why Us?


Funds deposited into your Checking Account in as little as 2-3 business days.



Our application can be filled out and submitted in 10 minutes!

Call (860) 796-8959 or fill out the contact form to start our simple process. 



Never realize you’re even paying it back! Elect a small portion of your future credit card sales to go towards paying back your advance or have a small fixed payment automatically debited from your business checking. 



Renew your cash advance before you’re done paying it back. You can apply for funding at anytime and renew your cash advance / business loan in a short period of time so working capital is always available.


How Does It Work

Step 1.


Your application process begins when you fill out our online form, or call us at 860.796.8959


United Cash and Capital’s quick and easy eligibility criteria requires that:


  • Your business has been in operation for at least 4 months

  • You provide 4 months of the business bank and credit card processing statements.

  • You complete our one page application to accompany the above documents.


The complete process with approval takes only 48 hours before we dispatch the cash advance to your account.



Step 2.


When you have submitted the necessary documents, we determine the following:


  • The type of advance your business needs

  • The amount you are eligible to be funded

  • The rate and term of your approved cash advance 


Once your account has been funded we will not charge you any extra money during the entire reimbursement period, there are no hidden costs or fees involved. Once you have your business cash advance, you are free to use it anyway you want, whether paying off debts, buying new equipment, renovating your outlet or opening a new one!



Step 3.


You can pay us back through a small predetermined percentage of your monthly credit card sales, or if you don’t accept credit cards, our (ACH) advances allow you to pay us back through small fixed deposits.



Step 4.


You have now paid off your cash advance and can utilize your entire sales revenue. Your business will have grown by now and it’s time to reap the rewards. You can immediately give your company a further boost by renewing your cash advance with us! Having established a relationship and gained trust with United Cash and Capital you now have access to higher advance amounts, longer terms and lower rates. 




Fill out our contact form to get a free quote.

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